I went through a divorce that left me without a house but my name still on the loan. I learned how to solve this problem after it was too late. In the moment, I was so overwhelmed with the divorce and with trying to keep going, that I did not take those steps. My ex let the house go into foreclosure which ended up on my credit report too. After foreclosure, it takes three years before you will be able to buy again. I looked anyway.
I was persistent and determined. I was getting discouraged because I was looking at 3 to 4 bedroom home with 2 or 3 bathrooms. When I looked in my price range, I found a 2 bedroom, 1 bathroom home. I felt sad and discouraged. I could have afforded more fifteen years ago! Oh well, I decided it is better to live and settle here in a small home than to rent. We will see if my offer is accepted on Tuesday.
Determined to conquer my disappointments, fears and resentment, I started to research because we are downsizing. I need to learn how to live in a 1,000 square foot home instead of a 2,300 square foot home.
I am going to do the following:
Go through all clothes and furniture and decide which ones I do not need.
Contact my friend who is a carpenter and ask him to look out for things that I need. (new kitchen countertops, tub and shower shell and other things.)
Clean the new house thoroughly before I move in. I do not want dirt, other people’s belongings or anything else unpleasant to be there when the boys and I move our belongings in. That much is obvious, but I want to make sure it is beautiful before we move our things there. I will not rush. If it means paying an extra month or two of rent, then I will do that. It is worth it.
Have my girl friends go through the house before I move in to see if they notice any simple ways to use the space to the best way possible.
Use as little free standing furniture as possible.
Go with a modern look. (I usually like rich colors and “antique” but well kept things, but in this house it will look like the entire place is old. If I go more modern, it might wake up everything and give it the illusion of more space.)
View this as an opportunity. If I take great care in how I decorate and in how I use the space, in three years I can turn the place around for a profit. If I am happy in that neighborhood, then I can always add on.
Along the way, I will take pictures so you can see what I am doing. : )
I have so much to do but I am not going to let it stop me. Usually, I am overwhelmed by work, children, home, second job, but I am not going to get discouraged. I am just going to keep doing one thing at a time until I find I am conquering myself and living a more orderly life again.
Thanks for reading everyone. Smiles, Jane